Sky and Sand Realty & Seaside Mortgage

Real Estate AND Mortgage Experts

Whether you’re buying your first home or refinancing, I’ll guide you to smarter, faster, and more confident decisions. 

Apply for Your Loan Today

Fill out the form below and one of our loan specialists will contact you to discuss your options. 

6 Ways We Help You Lock in Lower Rates

At Seaside Mortgage, Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.

Buy Your Home

Get your pre-approval here. It’s Finally a Buyer’s Market — Let’s Get You Approved Fast.

Refinance to Save More

Cut monthly payments, reduce interest, and keep more cash in your pocket.

Compare Rates & Pick the Best

Shop smarter and pick the loan terms that fit you best.

Faster Funding, Fewer Delays

Close quickly and never miss out on the home you love.

Know Your Home’s Value

Get an up-to-date property evaluation for smarter decisions.

Cash-Out Refinance

Tap into your equity for renovations, debt payoff, or new opportunities.

Sky and Sand Realty & Seaside Mortgage

Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location,finances, and other factors. Get your FREE customized rate comparison below:

Explore California Homes with Expert Guidance

Buying a home is a major milestone, whether you’re a first-time buyer, upgrading to a larger space, investing in real estate, or relocating from across the country—or even the world. No matter your journey, I’m here to guide you every step of the way.

the step by step process

Contact, Fix and Flip Loan, Buying a home

Initial Consultation

We’ll talk about your needs, wants, budget, and timeline—and walk you through what to expect.

Home Loan Refinance, Get Pre Approved, Fix and Flip Loan, Buying a home

Get Pre-Approved

Before shopping, we’ll connect you with trusted lenders to help you understand your buying power and strengthen your offers.

Home Loan Refinance, Sky and Sand Realty, Fix and Flip Loan, Buying a home

Make an Offer

Once we find “the one,” we’ll prepare a strong, competitive offer and handle all negotiations.

Sky and Sand Realty, Buying a Home

Home Inspection & Appraisal

We’ll guide you through inspections and coordinate with all parties to ensure the home meets your expectations.

Closing Day

Closing Day

Once your loan is finalized and the paperwork is complete, you’ll get the keys to your new home!

Explore Our recently funded loans

TESTIMONIALS

What Our Clients Says

“Working with this team was such a smooth experience. They explained everything clearly and made sure I felt confident every step of the way.”

Crystal B.

“I refinanced my home and lowered my monthly payment significantly. The process was quick, and I felt like they truly had my best interest at heart.”

Adnane Z.

"As a first-time homebuyer, I was nervous about the process, but they made it simple and stress-free. I couldn’t be happier with my new home loan.”

Kelly Sanders